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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)R
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3
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85
Joined
3 yr. ago

  • Did you actually read my reply?

  • I agree with the sentiment. There's a large gap between minimum wage and housing. I don't think anybody expects to afford an ultra luxurious three-story corner penthouse loft from working full time at Taco Bell, but I do think it's reasonable to expect to be able to afford a simple, safe, one-bedroom in good repair.

    I own so I'm completely out of touch with rent prices. I know what they were when I was renting 10+ years ago but things are a lot different now. I went on apartments.com to see if I could prove this study wrong.

    TL/DR: I could, but ... not really.

    My criteria was: (1) under $1002 / month, (2) in a safe area, (3) with free parking, (4) within a 10-minute drive of at least two supermarkets, and (5) within a 20-minute drive of most of our metro area. I found multiple apartment complexes that met all those criteria, along with multiple independent rentals. All of the complexes were within the $900 - $1000 range. So ... yes, technically I just proved the survey wrong. But that $100 savings doesn't really exist.

    First, you need a car to get from there to here. That's non negotiable. Our mass transit here sucks and you're either going to be two hours early or 15 minutes late, and that's assuming you have a regular, consistent schedule to work with. So let's assume you buy a sensible 10-year-old Civic / Corolla / whatever with 90k miles in immaculate condition. I found a few options nearby for $12k, and let's assume you talk the dealer down another $2k, you have a $2500 downpayment, and there's no tax because we're in magical la-la land. Let's also assume you got zero percent interest because it's 2003 again for some reason. A 60-month loan would be $125, or an additional 4 hours a week.

    Next, let's talk groceries. Let's say you are exceptionally frugal and can prepare nutritious, filling meals for yourself with only a $200 / month grocery spend. That's an extra 7 hours of work per week.

    Next, gotta put gas in that car. Your friend, who happens to a magical elf, magically conjures up gasoline just for you for the low, low price of $2 / gallon. Wow! Combined with your extremely thrifty vehicle (and your commute, which also just happens to be entirely on interstate at 40 MPG), you only go through 10 gallons of fuel a week. At $80 / month, that's an extra 3 hours of work per week.

    Don't forget car insurance! Your driving record is spotless, your FICO score makes TransUnion weep like that statute of liberty from The Onion's political cartoons, and your driving is angelic. Your full-coverage premium (because you don't want to get hit with surprise bills) is only $75 per month. You pay in full to avoid fees, so that's another two hours of work each week.

    Did I mention car maintenance? You do all your own oil changes, filter changes, tire rotation, everything, because you're a frugal bastard. I don't even know what oil costs because I'm fortunate enough to be able to pay people to do that for me, so just for the sake of making things easy, let's say one banana ten dollars per week. Heck, let's just round that down an hour of work per week.

    Oh and let's make utilities super simple. That apartment includes water, sewer, trash, cable, and internet. You only have to pay electric and gas. And because it's exceptionally well insulated and you're very frugal with your electricity, your combined electric and gas bill is only $75 / month, averaged year round. That's only two hours of work per week.

    You use an MVNO to save a fortune, and your phone is only $20 / month. That's a half hour of work per week.

    And I know it's exorbitant, but you have the audacity to want to go out once in a while. You splurge by getting the dollar menu at McDonald's (which doesn't exist anymore BTW) so you budget an extra $30 / month on "fun money". That's an extra hour a week.

    So with those extremely unrealistic and lowball numbers, you're looking at an additional 20-ish hours of work each week. To afford that barebones and frankly impossible lifestyle, you're looking at working 125 hours a week. That's 18 hours a day, 7 days a week, 365 days a year, with no downtime ever. And again, I'm using impossibly low numbers here and making a lot of assumptions that will never happen.

    That's before taxes. That assumes you never get sick. You never splurge on luxuries like "plates" or "clothing". Your car lasts forever. You're never a victim of crime. Your rent never increases. Inflation never happens. And you never take time to go on interviews for a better paying job.

    So yeah, I technically proved the study wrong, but not in any remotely good way.

  • I'm working my way through it right now. I loved the books so I'm excited to see where this goes.

    It feels like a SyFy original, like filler. That's not a bad thing by itself but it's not particularly good either. I think it's going to be something fun to pass the time and that's about it.

  • I had no idea they made this into a series. I loved the stories so I'll definitely check this out.

  • I love this.

    I am all for purchasing or licensing content that I enjoy. 100%. But that assumes the content owner is willing to take my money. I have no sympathy for people who refuse to let me give them my money who then turn around and cry "noooooooo, piracy is ruining us!!!".

  • Removed Deleted Locked

    Permanently Deleted

    Jump
  • Look, I am all for breaking the two party stranglehold in the US right now. Progress can't happen as long as we're forced to choose the lesser of two evils.

    But my word this is literally the worst possible time to vote third party.

  • I was wondering the same. I haven't noticed anything.

  • In my case I use FLAC because when Plex transcodes, FLAC > Opus sounds better than MP3 > Opus. Almost all my media was ripped by me direct from CD, with some coming from Bandcamp.

  • How are they with temperature regulation? I think that's a big holdback for a lot of people. A gas burner gives consistent heat output at the set level, while an electric burner cycles on and off, resulting in a wider temperature range.

    ETA: Wow, WTF? Downvoted for asking a legit question. Are we Reddit now?

  • Your post has been removed by Reddit.

    Reason: threatening violence

  • an inept manager, the nonsensical tasks, the sheer inability to get any resources, the butting heads with hoardy other teams, and the best part, the manager’s brain-numbingly boring meetings where she simply read from her own badly made powerpoints that put me to sleep.

    That sounds like it could be just about any job, but it's the opposite of what I've experienced in civil service. I'm glad you found someplace you like better!

  • Yeah I feel like the headline is intentionally bait-y here.

    Eating out adds up fast, and if you're on a limited budget, of course you're going to start cooking more. Even if we're generous with the word "cooking" to include things like cereal and sandwiches. And of course you're going to reevaluate your shopping when money is tight. Lock down to the essentials to stretch that paycheck.

    The people who complain about their finances while simultaneously eating out 3x a day and buying shit they don't need are digging their own holes. Spend the money on shit you DO need and save the rest.

  • Aside from bennies and pension, perks are shit (coffee? water? buy your own)

    You are correct. It is definitely not a flashy career option. However, if someone is unable to get ahead financially, but then turns down that government IT job because "I have to buy my own coffee", then they are their own worst enemy. They're the reason they're drowning.

  • I spent my 20s basically in poverty. Whatever income I earned got sucked away by renting a home with insane heating costs, like $300 / month to keep the house at 55 in winter.

    At 35 I applied for a government job in civil service. Fucking changed my life forever.

  • Work for the government. Civil service positions are always starving for people with skills and talent, because we do not pay as well as the private sector. It's doesn't offer the prestige of working for Google or Apple but you get better stability and benefits than most other jobs. I'm not saying civil service is for everyone. But if you're struggling to build a future with your three part-time jobs plus driving rideshare on the side, we're paying $23 / hour for entry-level IT work.

    I lived in poverty for most of my 20s and had no hope for the future. I told myself I'd never sell out and slave away in some anonymous cubicle. In my mid 30s I sold out, I work a predictable 8-4 schedule, I have health benefits, I have a retirement plan, and I've been able to leapfrog ahead from working one full time and two part time jobs and eating mostly peanut butter to having my nights and weekends free, AND being able to afford to go out and do stuff, AND being able to buy a home.

    Principles are great but man they're expensive.

  • The Internet was originally designed to fail gracefully. As routes and servers fail, the Internet was designed to work without them (to a point). Sadly the proliferation of giants like Google, Amazon, and Microsoft has put most of the Internet in the hands of a few companies.

    You can technically use the Internet with every Google service blocked and all AWS / Microsoft IP ranges null routed, but it's going to be very different and most major sites simply will not work.

  • Ditto. I'm truly amazed at all the people making comments that boil down to "you're intolerant if you refuse to tolerate intolerance".

    It's okay to ban shitty people. When a community is full of shitty people, it's okay to cut them off too. Don't like it? That's the beauty of Lemmy: feel free to start your own instance.