I don't understand why Arch is associated with troubles. It was more complicated to fix my issues with Fedora and I don't like Ubuntu default choices. Having the desktop that I like is much easier with Arch and its derivatives.
That's typically the kind of videos I will never watch. The thumbnail is ridiculous (as per YouTube's guidelines), the title is vague and clickbait. For those who did, what made you click?
As cardfire said, I just have to take my debit/credit card from where it's usually stored. I have never lost or damadeged my phone since I got one in 98, that's more than an hedge case.
And I can also buy on the internet without needing physical access to my cards.
The only use case for physical cards is unfortunately gas stations. So 6 times a year in average I need them.
I'm really surprised to see so many people talking about ads. The only ones I see are the non-digital ones in the metro.