CarcinogenSDA is always nice. He fully completes the including collectables and no damage runs usually and he doesn't give very much comment. But he also does no comment runs on a seperate video.
It's being presented as being the same as ideal. We've been using this for many years. You can pay using your banking app but you can also use your bankcard and an "identifier". If you want to pay something online you get a code or qr code presented on the website you buy the product. You put your bankcard into the identifier, enter your pin, enter the code or scan the qr and the identifier pops out a code that you enter on the website and the payment is instantly done. If you just use your baking app without the identifier, you are limited in the amount you can pay and the app will sometimes ask to use your identifier and card. It's really easy and convenient in my opinion.
Edit: we only use our banking app and card. No other accounts needed.
The reason I've heard they are doing it so they can pump out dialoge faster and they don't have to let the voice actors come in for every line whenever they add a new map with new way points for example.
I don't dislike it because it's woke. I dislike it because it's a really bad show.