Germany.

I had a nasty fall off my bike about five weeks ago, but nothing seemed immediately broken. I went to the orthopedist the next day. Hand X-ray, then CT. Got a splint prescribed. I had to pay a 10€ fee for the splint, and might need to pay for the CT (we did it directly there instead of referring to a radiologist), but the insurance might cover it, as the reason for not transferring was due to a holiday and long weekend starting the next day.

Then I realized my other hand was having issues. Back to orthopedist. X-ray, referral to MRI, elbow splint prescribed. 10€ fee for the splint.

I also had some magnet field therapy, which I had to pay out of pocket: 40€ per session.

So the total out-of-pocket cost, assuming my insurance covers the CT: 300€ for three orthopedist visits, CT, MRI, two splints, and seven sessions of magnet therapy.

Germany does allow certain high earners to opt out of the public insurance and go private, ans the experience for privately insured people tends to be better, which I think sucks a lot. I personally am on the public plan and am overall very happy with it, but I can also easily afford the things that are out of pocket.